One of a class of exchange-traded funds that employs leverage in an effort to achieve double the return of a set benchmark. The first ultra ETFs were launched in 2006 and the class has grown to include different ETFs with underlying benchmarks ranging from broad market indexes (such as the S&P 500 and Russell 2000) to specific sectors, such as technology, healthcare and basic materials.
According to the prospectuses for these funds, they may not achieve double the return of the benchmark during flat markets. Long-run returns may also diverge from the desired return; the ETFs only aim to achieve twice the daily return, which they have done fairly accurately in the short time they can be analyzed. Ultra ETFs can be beneficial to investors who are short on capital or allocation space within a diversified portfolio. For example, they can invest 5% of their portfolios into an ultra ETF and gain closer to 10% exposure due to the leveraged returns. Increased daily volatility is both the biggest benefit and greatest danger of ultra ETFs. They are best suited to short-term investing strategies or quick trading to maximize a given bet in the market. The expense ratios also run much higher than for standard ETFs, as most charge 0.95% of assets
visit www.investopedia.com for more terms like this.
hii everyone i think more than our normal finance related websites.... i believe AOL is also a good for knowing many things. I would recommend all of you to visit this webpage..................................
www.money.aol.com
It is an easy to use tool for an amateur.....!!! You can surf through the site easily ......from selecting the option from your left...... look for it for those who still did not use that website......
What I am about to share with you, is a very unusual story.
Unusual... because it is about 2 "geeks", named Michael and Carl. Who developed the first commercially available stock picking "robot". Michael (the programmer) named the robot "Marl".
Above: Carl and Michael Programming "Marl"
Marl came about after Michael developed the famous "Global Alpha" computer stock trading model, while contracted to Goldman Sachs.
A piece of software which most years is responsible for...
$4,000,000,000+ Annual Trading Profit
With this software project completed, Michael looked for a new way to line his pockets. Unfortunately he had signed a Non Compete and NDA agreement with Goldman Sachs, forbidding him to create software which trades derivatives and similar financial instruments (like Global Alpha).
After 3 weeks of being temporarily unemployed, Michael who was very wealthy and very bored... Decided to start a new project.
You' see Goldman Sachs and most other large investment funds are at a major disadvantage. They often manage portfolios of up to $10,000,000,000 (ten billion dollars) - and because of this when they invest in stocks their scope is limited to just a few of the worlds largest firms (Coca-Cola, Google).
This problem is widespread amongst fund managers whom manage large amounts of capital. In fact Warren Buffet (Whom manages $53 billion) has the exact same problem.
Michael knew he could take advantage of this. By developing software which can run on any home computer, and manage funds between $100 and $500,000.
With managing such a small comparative amount, Michael's software could yield much higher returns. In fact it is designed to trade in the volatile penny stock market where stocks can increase 400% in a matter of minutes.
Watch as Owners of Marl Make $5192... ...Live on Video ....... (PLAY THE VIDEO BELOW)
Below is a video. Showing Marl in action.
You'll see the stock Marl chose, and watch to the end where Michael shows you what happened the next day...
Michael worked with fund manager Carl Williamson to create the bot. "Marl" works by analysing each stock using "technical analysis". Which means analysing a stocks past price movements to predict the stocks future direction.
Below is an example stock chart. For all it looks like something NASA would be proud of... it is merely showing the stocks changes in price against time.
The various changes in price (when made into a chart) form what traders call "chart patterns" and it is exactly these price patterns Marl is looking for.
When first activated, Marl will use its own database to perform a scan of stocks trading on the OTC and Pink sheet exchanges. During this time Marl is looking for companies whom are forming bullish trading patterns.(stocks about to increase)
Carl helped Michael program the bot to identify (in split second timing) distinct trading patterns from a vast range of 6578, held in Marl's internal database.
If Marl identifies a clean, uncongested chart pattern, that is proven to yield a good risk/reward - Then the stock will be added to Marl's "Watch List". All of these "watched stocks" will be forming bullish patterns (indicating the stock is about to rise).
This watch list has two distinct advantages. The first and most obvious is that Marl can easily monitor hundreds of stocks at the same time. The second is that Marl is programmed on an "evolutionary framework". What this means, is that as Marl is watching hundreds of stock patterns it actually learns the most likely direction of stock prices under thousands of situations.
Because of this. The longer Marl is allowed to run on a computer...
The More Advanced He Becomes!
What's more by scrutinising the miniscule movements in price of hundreds of stocks... Marl becomes familiar... even intimate... With each individual stock.
Developing what professional traders call a "sixth sense". A sort of "feel" for how the stock will behave in any given situation.
While monitoring hundreds of stocks in the watch list... Marl may notice that a stock has been hitting resistance at $0.50 all week (not being able to rise above 50 cents a share). And if the stock breaks that level (meaning there is a good chance it will "breakout" and run much higher) the bot will start analyzing the stock in more detail... looking at its longer term weekly trading pattern and applying its vast range of criteria.
Any stocks that reach this stage have been under close scrutiny and passed a variety of complex tests. Marl will then analyze the charts looking for the best entry point (to buy the stock at) with the lowest risk to potential reward.
The average professional stock trader can analyze one stock chart around every 8-10 seconds... when looking for an opportunity. On the other hand Marl can analyze 7 charts every second.
Why Does That Matter?
It means that Marl can be extremely selective, waiting until all the correct criteria line up until a trade recommendation is made.
Often Marl will disregard profitable trades... In favour of a potentially more profitable trade occurring at the same time.
After creating Marl to version 1.0... The two input a trading capital of $1000 and set it running. Marl spent 13 hours analysing over 6,000 small capitalisation firms. After those 13 hours Marl made his first ever stock recommendation...
LPTC.OB Trading at $0.74 Per Share
Carl placed the trade in his online brokerage account with $1000 invested, as the market closed for the night. The following morning (a Tuesday) the stock climbed to $1.05 within the first 3 hours (a 42% increase).
Something ‘magical’ had just happened. In Carl Williamson’s dark, damp basement the first ever profitable stock robot was created.
Computer Science Universities around the country had attempted this feat for years with no avail. They lacked one crucial thing, these students only had a basic grasp of stock trading - Let alone the complex thinking and analysis involved.
Carl Williamson was vital to Marl's success and so on that day. The 16th of January 2007. Michael and Carl signed a legally binding contract. Both swore themselves to "secrecy". No one would know about Marl. Not Carl's trading partners... Not Michael's old Global Alpha colleagues... Not anyone.
Within the next few days Carl and Michael rented a commercial lock-up where their new business was to be stationed. They drove to the nearest PC World and bought 12 brand new laptops.
Back at the lock-up Michael set-up a wireless network and configured each laptop. They spent the first night setting up each laptop v1.1 of Marl the trading robot. Yes you guessed it...
Carl & Michael Were Setting Up A Lockup To House Marl... Marl Was To Analyse the Markets... 24 Hours a Day!
By setting up Marl on a network, with 12 versions of "himself" running at the same time - His internal database of chart trading patterns was able to grow at a much faster rate.
Each bot was linked to one central database, held on a separate server, and hosted online.
Carl & Michael Were Set For Riches!
The second day after 12 sets of Marl analysed over 17,000 small cap firms... Marl made
It's Second Stock Recommendation...
Marl recommended another stock named NSMG.OB. Carl once again placed the trade online, this time investing $1380 using the profits made on the last trade.
Within 3 days time the stock had rocketed from $1.12 per share to $3.42. In total a 205% increase in just a matter of days.
In fact by this point the two were so excited they slept on the floor in the lockup. Watching as Marl analysed hundreds of thousands more stocks.
Michael (the programmer) has insisted I include some technical details pertaining to his ‘masterpiece’ in this article, here they are:
Marl can process 1,986,832 mathematical calculations per second.
As explained the more Marl is used the better his skills will become; every situation it analyses is fed back to an online "master database" which also gauges the performance of its actual stock picks. The result is a bot which is constantly perfecting its trading formula.
Marl doesn't just compare each trade to past situations. It also looks at volume traded, Support and resistance levels, Trend reversals patterns, Consolidation patterns and Channels a stock trades in. - Marl takes all of this into account before even watching a certain stock.
Carl went on to explain that Marl is a simple bot. And unlike the computer science universities currently trying to create programs like Marl. Michael and Carl were adamant their stock robot would be extremely simple. It is simple in design and simple in programming. For the end user this means there are virtually no errors or bugs, which could prove financially fatal.
Below is a Screenshot of Carl's online Brokerage account after using Marl for 9 days:
Now as explained above, Marl is the first "Commercially available" stock trading robot. And since its introduction in early 2007, Marl has been responsible for creating 86 millionaires and 13 multi-millionaires.
And because of this a license to use Marl is no "cheap date".
In fact it costs...
$28,000 Per License!
And each person who purchases a license is invited to Michael's home for a week of personal training.
Now Michael did go on to tell me something very interesting. Stay with me on this because I'm about to tell you how anybody can benefit from Marl... Without shelling out $28,000.
You' see Michael and Carl know that not many people have $28,000 to "risk" on buying a Stock Trading Robot. And so they thought for days about how they could prove Marl is everything I have explained, without giving him away on some sort of "trial basis".
So they created a weekly newsletter, named "Doubling Stocks". Each week every reader of that newsletter would receive one Penny Stock pick chosen by Marl.
And so far since the newsletter was started 4 months ago... Each pick has made an...
Average 105.28% Increase, Usually Within 3 Hours of the Market Opening!
Just take a look at the impressive results "Doubling Stocks" subscribers have experienced since early this year:
Stock
Recommended Buy Price
Recommended Sell Price
Percentage Change
CorVu Corp. (CRVU.OB)
$0.38 (November 2006)
$0.26(February 2007)
-31%
1-900 Jackpot, Inc. (ONJP.OB)
$8.10 (November 2006)
$39.42 (March 2007)
+386%
Metwood Inc. (MTWD.OB)
$0.42 (November 2006)
$0.85 (December 2006)
+102%
Calpine Corp. (CPNLQ.PK)
$0.89 (December 2006)
$1.42 (December 2006)
+59%
Crown Crafts Inc. (CRWS)
$3.61 (December 2006)
$6.08 (February 2007)
+68%
CIC HOLDING COMPANY (CICG.PK)
$2.93(December 2006)
$1.36(December 2006)
-53%
Recyclenet Corp. (GARM.OB)
$0.02 (December 2006)
$0.05 (March 2007)
+150%
360 Global Wine Company (TSIX.OB)
$3.64 (January 2007)
$3.34 (February 2007)
-8%
Nova Biosource Fuels, Inc. (NVBF.OB)
$2.35 (January 2007)
$3.00 (February 2007)
+27%
Tasker Products Corp. (TKER.OB)
$0.12 (January 2007)
$0.19(April 2007)
+58%
InfoLogix, Inc. (IFLG.OB)
$5.20 (January 2007)
$4.15 (February 2007)
-20%
Le@p Technology Inc. (LPTC.OB)
$0.31 (January 2007)
$1.09 (January 2007)
+251%
President Casinos Inc. (PREZQ.OB)
$0.25 ( February 2007)
$0.40 (March 2007)
+60%
FirstFlight, Inc. (FFLT.OB)
$0.41 (March 2007)
$0.49 (March 2007)
+19%
Hydron Technologies Inc. (HTEC.OB)
$0.10 (February 2007)
$0.17 (April 2007)
+70%
CLEAN POWER TECHNOLG (CPWE.OB)
$0.71(February 2007)
$1.88(February 2007)
+164%
Optionable Inc. (OPBL.OB)
$8.89 (February 2007)
$5.02 (March 2007)
-43%
Regal One Corp. (RONE.OB)
$0.07 (March 2007)
$0.19 (March 2007)
+171%
Transbotics Corp. (TNSB.OB)
$0.47(March 2007)
$0.68(April 2007)
+44%
PAETEC Holding Corp. (PAET)
$9.80 (March 2007)
$19.25 (March 2007)
+96%
BioStem Inc. (BTEM.OB)
$0.46 (March 2007)
$2.34 (March 2007)
+408%
LANTIS LASER INC (LLSR.PK)
$0.49 (April 2007)
$0.42(May 2007)
-14%
SUPERCLICK INC (SPCK.OB)
$0.11 (May 2007)
$0.24(June 2007)
+118%
DHANOA MINERALS LTD (DHNA.OB)
$1.00 (May 2007)
$1.55(May 2007)
+55%
SUSTAINABLE POWER CP (SSTP.PK)
$0.05 (June 2007)
$0.12 (June 2007)
+140%
PROVIDENCE RESOURCES (PVRS.OB)
$0.24(June 2007)
$0.18 (June 2007)
-25%
BIOQUEST TECHNOLOG (BQTG.PK)
$0.37 (June 2007)
$0.72 (June 2007)
+94%
HOLLOMAN ENERGY CORP (HENC.OB)
$1.52 (July 2007)
$1.95 (July 2007)
+28.28%
INTL OIL & GAS NEW (IOGH.PK)
$0.14 (July 2007)
$0.11 (July 2007)
-21%
Platina Energy Group, Inc. (PLTG.OB)
$0.13 (August 2007)
$0.22 (September 2007)
+69%
NATCO INTL INC (NCII.OB)
$1.63 (August 2007)
$2.24 (August 2007)
+37%
IDS WORLDWIDE INC (IDWD.PK)
$0.22 (September 2007)
$0.27 (September 2007)
+22%
Patriot Scientific Corp. (PTSC.OB)
$0.35 (September 2007)
$0.48 (October 2007)
+37%
CHINA YOUTV CORP (CYTV.OB)
$0.13 (September 2007)
$0.11 (September 2007)
-15%
Voyager Petroleum, Inc. (VYGO.OB)
$0.06 (October 2007)
$0.08 (October 2007)
+33%
NATURALLY IOWA INC (NLIA.PK)
$0.21 (October 2007)
$0.40 (October 2007)
+90%
Now here's where it gets most interesting.
Because when Michael and Carl were telling me about this new newsletter, I was expecting them to mention a price in the thousands of dollars...
$5000, $6000 or More
They went on to tell me they were offering a membership to this newsletter at just a token fee of $47.00! And better yet this token fee of $47.00 will allow you to trade Marl's picks for the lifetime of the newsletter.
Why?
Because Carl told me:
"This newsletter is the best kind of advertising available. Thousands of people read the email each week and witness returns consistently averaging 80%+"
"And we priced the newsletter at $47.00 simply to ensure those who join are serious about investing in each stock pick".
And because of this $47 newsletter, Marl has already been featured in Business Week and the Wall Street Journal.
Just take a look at these stock graphs. Just a few of the trades Marl has picked in the past 5 months:
Above: One of Michael's Personal Favourites!
Above: In total Michael's subscribers earned an estimated $192,392 from this pick.
Above: Michael told me this one was quite risky, but it certainly paid off.
In fact, Carl tells me 3.2% of members of this newsletter, end up buying Marl outright.
Why would they pay such a large amount to buy their own Marl when they can simply follow the newsletter?
Because Marl usually predicts at least 2 good stocks per day. And owners of the software can make 10 or more investments per week, unlike members of the newsletter.
There is one more caveat. Members of the newsletter are expected to report back to Michael and Carl details of their entry point, exit point and profit/loss (if they decide to trade that week).
This data is further used to aid development of Marl.
6 Case Studies of Newsletter Members:
"Altogether I've made $623.56"
Hi,
My name's Ethan, I must admit I was pretty skeptical when reading about DoublingStocks.
Although after reading about the guarantee. I took the plunge, and boy am I glad I did so.
I've now received 4 of the recommended stock trades from Michael. And the average increase has been 84.56%.
Altogether I've made $623.56 with an innitial investment of $150.
And the best part is I started this venture knowing absolutely nothing about trading stocks.
But If you want to email me about doubling stocks I'd be more than happy to talk.
Just send off an email to ethan.paymer@gmail.com
Bye for now
- Ethan Paymer ethan.paymer@gmail.com
"Altogether I,ve made $1089"
- Martin No email Address
"Made 164% With CPWE.OB"
Hey Michael,
This is John Zuick. Last week I paid for a subscription to Doubling Stocks. I've read your book The Penny Stock Bible -- And I must say it has cut the learning curve dramatically.
Now on the stock newsletter front, I've only received one pick so far. And that was CPWE.OB, this stock has risen 164% and netted me $1246.00 in clear profit.
Anyway, feel free to stick this video on your website. I'm looking forward to being quasi famous.
Bye for now
- John Zuick wellsy@bigstring.com
"My goal by June 2007 is $13K a month"
Hey Michael,
Just emailing to say... I've just made $2533.56 minus commissions on your last trade cttd.
Within days of you recommending it, the price tripled. I got out early, as it went up another 89.24% -- But I couldn't be happier.
My goal by June 2007 is $13K a month (A 6 figure salery). With your stock picks continuing to flood my inbox... This is going to be EASY!!!
I don't usually kiss butt, but seriously? Thank you Michael. You really went all out on this course and me, my wife and our 8 month old son really appreciate your dedication to excellence.
Thanks!
- George Barmpalias no email provided
"The next best thing besides Warren Buffet"
Thanks to Michael, my friends now believe I'm the next best thing besides Warren Buffet.
In the last 4 months I've made enough money to buy a BMW 3 Series. Actually I'll be honest I already had enough but the earnings from Michael's newsletter eased my girlfriend onto the idea.
I paid $52,250 for the car. And $38,689.00 of that was directly from penny stocks.
Here's the car:
Now what can I say Michael, other than look at the car I have, because of you. You'll be happy to know I call the car Michael, after you!
- David no email provided
What you have just read so far, is an overview of what I believe, and obviously what others believe, is the most amazing, exciting and definitely one of the most profitable methods of making money online.
When writing this web article, I initially was simply writing an interesting article about "The First Stock Robot". Although after hearing about Michael and Carls newsletter I thought it was such a great deal I asked to offer the chance to join, straight from this web page.
Michael and Carl did however specify that there was a strict limit on the amount of people I am allowed to let join "Doubling Stocks". And said they had just 486 newsletter spaces left.
If you quickly scroll to the bottom of this page, you'll see a large black number. That number is a countdown of the amount of newsletter subscriber spaces left.
At the time of writing I do not know the current amount, although if it says 0 - Please contact me with your name and email address and I will add you to the waiting list.
But I must also make clear:
This Offer Is NOT For Everybody
In fact, Michael isn't even allowing most people to sign up.
Why?
Because some people cannot cope with any type of loss whatsoever. And, even though Marl gains an average of 105.28% per weekly trade. The bot gets it wrong sometimes. And when it does, people lose money.
Some people think they will never lose when they follow Marl's predictions. But the truth is, occasionally they will lose money. If you trade penny stocks on a... continuing basis, it is 100% certain you will experience losing trades every now and again.
So, if you're the kind of person who is not emotionally stable enough to handle a loss. Then you are not allowed to be a subscriber to Marl's newsletter.
On the other hand, if you have the required amount of courage pumping through your veins... and... you are the kind of person who likes to take scientifically analyzed and carefully calculated risks. Then the "Doubling Stocks" newsletter is exactly what you're looking for.
Another thing to remember is, when you trade penny stocks, it's impossible to lose a penny more than your initial investment.
OK, let's get down to "brass tacks". I already told you, "Doubling Stocks" costs a token amount of $47.00. This subscription will last for as long as the newsletter keeps going (years and years). And this is a one off subscription price, you will never again be rebilled.
Will Michael's newsletter help you? Will his stock picks continue to generate an average of 105.28% profit? Here's how you can find out without risking a single penny...
...Try Michael's Newsletter "Doubling Stocks", Absolutely FREE For 8 Weeks!
If you decide to pay via check. Michael insists you postdate your check for 8 weeks in advance. Or if you decide to pay with credit card... At any point up to 8 weeks after joining you may email "support [at] doublingstocks.com" for a full refund (including processing fees).
As soon as Michael receives your order, He will immediately contact you by email and send your "welcome package". The very next Sunday you will receive your first stock trade.
After that, you've still got 7-1/2 more weeks... to place the trade and see for yourself if it is as profitable as I say it is.
If it isn't, you can simply stop payment on your check or, call Michael... and... He will be happy to send back your uncashed check or refund your full joining fee. This way...
You Will Have Lost... Nothing!
Have you ever heard of anything like that before? There are just too many times in life when people are NOT willing to hold themselves accountable for their own services.
How many people have a stock broker who will guarantee he will make you money... or... he will refund your investment? Is there an attorney who will guarantee he will win your case... or... he will refund your money? Michael is thoroughly willing to make such a statement... and... more than willing to back it up.
In Summary...
From what I have described above. You have a 8 week risk free trial where you may test Michael's newsletter. Within those 8 weeks, one email to "support [at] doublingstocks.com" and he will refund your joining fee (including credit card processing fees).
Furthermore after receiving your joining fee Michael will email you “The Penny Stock Bible”. This is a 68 page guide which will allow anyone (even someone whom has never traded before) to use Marl’s picks. And even if you decide to request a refund, Michael will let you keep the “Penny Stock Bible” (worth ($29.95).
That way, whatever the outcome of this...
...You Will Profit!
Above: Michaels Office in Seattle
If I'm wrong about all of this, you've lost only a couple of minutes of your time. But what if I'm right?
Oh and by the way Michael's company "Global Marketing Corporation Ltd" is located at 93 S. Jackson Street #56595, Seattle, WASHINGTON 98104-2818, UNITED STATES. That's right across from City Hall and exactly opposite the Public Library. If you have any questions, you can open a support ticket at his help desk (http://support.doublingstocks.com) or call him on (44)7835400828.
If you'd like to stop by at Michael's office, you can drive straight to Seattle. His office (pictured, left) is the building right on the corner. Michael invites all of his subscribers to pop by anytime they are in the area. Monday to Friday, normal working hours.
Try Doubling Stocks With the....
8 Week Free Trial:
Try Michael's Newsletter Without Risk...
14 Places Left to Trial Michael's Newsletter!
$47.00 One Off Subscription Amount Including an 8 Week Free Trial...
There is a true limit on the number of newsletter subscribers Michael can accept. If all 14 places are gone at the time of your order -- We will kindly reverse the transaction and email you if a space becomes available.
This is 100% Risk Free...
11/25/2007
11/25/2007
11/25/2007
P.S: Just think, had you put $5000 on each of Marl's recommended trades over the last 4 months– You would now have $387,684 clear profit sitting in your bank account.
Energy Prices have sored over the past few years and most recently oil prices have reached a new all time high. While this ralley in oil prices has occured natural gas prices were deflated and have be resting near their low points.
Rencently many large energy companies have announced their interests in purchasing natural gas producing properties. Examples of some of these companies include Suncor Energy, Talisman Energy, etc. The leaders of these companies must know something the average investor does not--natural gas is about to experience a boom. Here are my best stock picks to profit from the coming natural gas bull market.
1) Cyries Energy: Formed in July, 2004 as a result of the merger between CEQUEL Energy Inc. and Progress Energy. The company is a high-growth junior exploration company and operates in the greater Peach River Arch Area of Alberta and targets medium-depth, multi-zone prospects mainly. Management currently owns about 19% of the shares.
Rating: Strong Buy
For more information about this company click the link in the Resource Box to andrewjohns.ca
2) Duvernay Oil Corp: Trades a premium cash flow multiples compared to its direct competitors. This company is a high-growth intermediate company that focuses on drilling multi-zone wells targeting Triassic and Cretaceous sandstones in northeast BC and northwest Alberta. Management controls about 20% of the stock.
Rating: Strong Buy
For more information about this company visit click the link in the Resource Box to andrewjohns.ca
3) ProEx Energy: Just like Cyries Energy, ProEx formed in July 2004 from the merger of Progress Energy and CEQUEL Energy. ProEx Energy operates mainly in northeastern British Columbia and is focused on full-cycle exploration and development. Management controls roughly 30% of the stock.
Rating: Strong Buy
For more information about this company take a look on Google Finance under ticker: PXE.TO
4) Suncor Energy: Suncor is a large Canadian integrated Energy company operating in the Oil Sands of Alberta and Saskatchewan. The company is focused on Oil Sands, Natural Gas, Energy Marketing and Refining. This company has experienced a great upward price trend linked to its ability to grow.
Rating: Buy
For more information about this company click the link in the resource box to andrewjohns.ca
5) Talisman Energy:Talisman Energy is an independent Canadian based oil and gas company involved in exploration, development, production, transportation and marketing of crude oil, natural gas and natural gas liquids. This company operates throughout North America, the UK, Europe, South East Asia, and North Africa.
Rating: Buy
For more information about this company click the link in the resource box to andrewjohns.ca
6) TriStar Oil & Gas:Was formed in 2006 form the merger of StraPoint Energy Trust and Acclaim Energy Trust The company is focused on acquiring producing properties and drilling to exploit the undeveloped land. TriStar operates in Alberta and Saskatchewan.
Rating: Buy
For more information about this company visit google finance and search TOG.TO
You should not buy any of these stocks without first consulting a financial professional to determine whether the risks associated with each would be beneficial or resonable for your own portfolio
• Determine Your Asset Allocation - This involves matching your investment vehicles with your investment goals. Your investment choices should always be based on your age and level for risk tolerance. The earlier you begin to save and invest the more aggressive you can be in selecting amongst investment vehicles and options.
• Diversify your Portfolio - To maximize your returns, and manage your investment risk at the same time, you should not put all your eggs in one basket. Avoid placing more than 4%-6% of your investments in any one stock, including that of your own employer's. Real diversification means spreading your money across multiple asset categories including stocks, bonds, real estate as well as investing internationally.
• Invest in Index Funds or No Load Mutual Funds - An index fund is a passively managed fund that seeks to mirror the performance of a particular index (i.e. the Dow, S&P 500, Wilshire 5000, NASDAQ, Russell 2000). These funds are specifically designed to duplicate the performance of the unmanaged market index they are tracking. Management fees of index funds are typically no greater than about 0.50%. A mutual fund is a pool of funds of individual investors that is actively managed by a professional investment manager who buys and sells securities for the fund. Mutual funds have different investment objectives (i.e. growth, value, income) as well as various market capitalization sizes (i.e. small, medium and large cap). Each investor owns a share of the portfolio assets equal to his number of shares in the fund. A no load mutual fund has no sales charges, commission fees or redemption fees associated with the purchase and sale of its shares.
• Use Dollar Cost Averaging to Buy Stocks - This technique involves investing equal dollar amounts of money at regular intervals over a period of time. The result of this practice should be acquiring a greater number of shares when the price is lower and fewer shares when the price is higher thereby achieving an average cost per share which is lower than the average price per share. Dollar cost averaging helps minimize the risk of timing the market and thus having to determine the optimal time to acquire shares.
• Track Your Investment Expenses - You must vigilantly track all the investment expenses and commissions you are paying as they will dramatically impact the overall return on your investments. If you are paying heavy loads (expenses) and high commissions on funds which are performing below their general market counterparts you will want to divest yourself of these investments, using a tax savings strategy, as soon as possible. Stick with no-load funds and low commission investment vehicles.
• Rebalance Your Portfolio - Requires matching your portfolio's allocation of assets to meet your stated investment objectives after any area of your portfolio has experienced significant growth or contraction. This process goes hand in hand with asset allocation in that once you've determined your plan and the percentage you want in various categories of investments, you must rebalance or re-allocate your funds within your portfolio to insure that you are in compliance with your plan. Note that rebalancing your portfolio can be more complicated with your non-tax sheltered accounts as it could generate tax consequences.
• Don't Obsess About Tracking Your Portfolio - Keep your eye on the prize in the horizon and don't allow every downward market move to rattle you. It's far too easy to panic when you're watching daily, weekly or monthly results. You should be in it for the long haul and not influenced by trends and short term market fluctuations.
• Seek Out Investment and Tax Advice - Don't shy away from seeking the help of a professional when you need it. It's easy to understand the hesitation many people have in pursuing a so called expert's advice. The number of advisors who sell products behind the advice they give can make it confusing to know the true motivation behind a professional's recommendations. That's why it's essential to ask how any advisor is going to be compensated and what the amount of that compensation will be. Tax strategies should figure prominently into your investment planning as you want to balance both your pre-tax and after-tax retirement accounts.
Investment advice is usually pitched toward those with chiliads, or at least $1,000 to commit, in add-on to the touchstone three-to-six-months pay socked away in a economies account.
Most of us cognise how important it is to supplement our retirement with additional investment in traditional taxable investment business relationships. Simply maxing out your IRA shares and putting away 6% of your paycheck into the employer's 401(k) just may not do it, but not everyone has the chiliads that most investment advice requires.Here is a program developed with the ultra-small investor in brain. It takes just $100, every month for a geezerhoods.
Should You Invest?
Number one, it is important to prioritize your financial concerns. If you have high-interest recognition card debt, do not commit until you are debt free. While it is possible to do more money investing than you are losing on fund complaints, it is highly unlikely. Your money is best spent lowering recognition card balances.
Also, if you have no hard cash economies, you should view putting this program off until you have economies equal to at least three months' pay.
Finally, if you would be scourged if you lost all of the money you put, you should probably remain away from directly investing. While not likely if you are conservative, it is possible to lose all or some of the money you commit, no matter what the security.
Start Investing With Just $100
1. Clear a brokerage firm account with a low-cost online agent. It's important that you're not paying more than $5 per trade, because that's money that will be coming out of your investment. Also, do sure that the agent you pick out has no lower limit account balance, or fees will eat up your entire balance. For more about price reduction stock factors you can see our agent comparing chart. 2. Monetary fund your account. This is where you direct your first $100 to the agent via bank check, wire transportation, or ACH transportation. I advocate ACH transportation, which is like an electronic bank check, because a bank check will take a few weeks to procedure and a wire transportation is too costly for investing such a small amount. 3. Brand your first investment.
What you commit in is, of class very important, and professional investment advice is too expensive if you're only investing $100. But surveys have exhibited that the best tax returns come uped from widely diverse portfolios.
Now, you can't easily have a widely diverse portfolio with $100, since that won't even acquire you one share of Google (GOOG) or Toyota (TM). But Exchange Traded Monetary funds (ETFs) do it easy to commit a small amount of money in a wide motley of securities, because they are shares in a larger pool of securities. The Vanguard Aggregate Stock Market VIPER (VTI) tracks over 6,000 U.S. stocks, and it's like investing your first $100 in the entire U.S. stock market. The iShares MSCI-EAFE (EFA) places in stocks from Europe, Australia and Asia. The iShares Lehman Conglomeration Bond (AGG) tracks the Lehman Brothers Conglomeration Bond Index, and it's like investing your $100 in the entire bond market.
If, after three months, you have poses $100 into each of these monetary funds, you will have a well-diversified portfolio that should defy most of the market's fluctuations. Losses in any particular sector of the stock market should be offset by additions in other countries of the market. Add to it each month, never investing less than $100 at a clip, and you should see the value of your account turn just as the stock market does.
There are many ETFs to pick out from and they are getting more diverse, including dust bond and goods monetary funds. Personally I would remain away from them until there's at least $1,000 in stock and traditional bond ETFs, since the bulk of your portfolio should include traditional investings, not alternative investings.
As you watch your investment turn (and then draw back, and then turn again) you should acquire more about asset allotment and portfolio diversification, which are the keys to investment success. The more diverse your investings, the more you will be able to defy volatile marketplaces when stocks dip.
Finally, when the aggregate value of your investment hits $10,000, you should view seeking professional investment advice and transferring your retentions to traditional mutual monetary funds, which are a bit easier to negociate, but typically have higher investment lower limits.
Price/earnings (P/E) ratios are a common measure of stock value, both for individual stocks and the overall market. Calculating a P/E ratio is straightforward - it is simply the price of a single share of stock divided by the company's per share earnings.
For example, a stock selling at $50 per share with $2 per share of earnings would have a P/E ratio of 25. However, P/E ratios can be calculated using different earnings numbers. Trailing P/E ratios, which are typically reported in newspapers, use earnings per share for the most recent four quarters, while forward P/E ratios use forecasts of future earnings per share.
To understand what a P/E ratio represents, consider what it means in terms of how much you would pay for a business you want to purchase. The value of that business would be largely determined by how much income it generates and how long it would take to recover the purchase price with that income. You might be willing to pay four or five times earnings (for a P/E ratio of 4 or 5), realizing it would take that many years to recover the purchase price. However, if you felt earnings had the potential to increase significantly in future years, you might be willing to pay a higher multiple of current-year earnings.
When considering public companies, it seems reasonable that well-established businesses growing in a fairly predictable pattern would command a higher P/E ratio than a small private business. Since you don't have the risks or responsibilities that come with owning a business, you would probably pay a premium. Typically, companies with higher growth rates command higher P/E ratios.
The difficulty is deciding what a reasonable P/E ratio is for a particular company or for the overall stock market. For individual companies, investors' expectations about future earnings affect the P/E ratio. Confidence that a company will improve its profitability or remain profitable generally results in a higher P/E ratio. If profits are threatened or weak, the P/E ratio is likely to drop. P/E ratios for the overall market change based on broad market conditions and investors' views about how desirable stocks are compared to other investments.
There is no absolute measure of what P/E ratio should be paid for a given company with a given growth rate. P/E ratios can fluctuate significantly over time and among companies and industries. It generally helps to follow the P/E ratios of stocks that interest you, along with companies in similar industries, to develop a feel for how the P/E ratios fluctuate. Reviewing a company's P/E ratio for prior years can also be helpful. If a company's growth rate in the past is expected to continue in the future and market conditions are similar, you might not expect much change in P/E ratios. But you also must evaluate whether changes to the company, its industry, or the overall stock market would cause an increase or decrease in the company's P/E ratio.
One way to evaluate P/E ratios is to consider a company's current P/E ratio divided by its historical P/E ratio. If it is much lower than 1, you might want to investigate why. It could mean the business is in decline or having other problems. It may also imply that the stock is reasonably priced now. If the value is much higher than 1, carefully assess whether you want to invest at this time. You may want to wait until the P/E ratio returns to a more historical level.
You can also divide a company's current P/E ratio by the market's overall P/E ratio. If that figure is much higher than 1 (and thus higher than the overall market), you should evaluate whether the company's prospects justify that valuation.
The Federal Reserve cut interest rate again, which is explained as the fear of inflation. As we all know, the financial turmoil of subprime mortgage hurt the economy, which would cause a series of results, such as less consumption of households and bad performance of large firms.
The Fed is trying to save the economy, however what we know is the oil price keeps increasing and once more than $100 a barrel, which will give negative impact on the growth of economy. The reason that high oil price will hurt the growth of economy is that oil is related to almost every part of the economy, such as transportation, manufacturing, and even food and drink.
In my opinion, the economy will slow down at least for a whole year.
GM reported $38.96 billion third-quarter net less, which is one of the largest quarterly losses for a public U.S. company, according to S & P. The majority of GM's loss stemmed from a $38.6 billion charge related to the write-down of tax credits and doesn't affect its cash position. There also is a $757 million loss on the company's 49% interest in GMAC, which is being dragged down by ResCap, a home-mortgage business.
As reported, GM lost money in North America and European markets. However, the amount of lost decreased a lot,which indicates the Auto giant is making progress. It might be too early to say that the company will get rid of big financial and managerial troubles in years.
For its stock, I shorted it. And made a great profit. However, because this is not the stock which I traced for a long while. I bought back after its price decreased by 3 dollars to $ 31.8.
My concerns about the stock are as follows: 1.how can we estimate the potential decrease if big lost happened? 2.What exactly is write-down of tax credits? Why could it cause such a huge lost? 3.Does GM have to write down all of the amount at one time? What's the purpose?
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Hi, we are a team from Stony Brook University!!!
Our blog is here to share with you our investment knowledge, to discuss the current financial events, and to grow with you.
Join Us!!!! Your ideas are WELCOME!!!!
Hi, 
Hey Michael,
